FUND

FIND TAILORED FUNDING for your business

If you’re looking to grow your business and need some guidance talk to our funding specialists today. Email us at [email protected] or call us on 02035108130.

With our transition into OakNorth Bank, we can now offer funding from £250k up to tens of millions.

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Let us take away the stress

We’ll search the market for you

From financing a new piece of equipment to covering an unexpected VAT bill, you’re only seconds away from the right funding for your business.

There’s no obligation to proceed and we’ll do all the hard work.

Find out more about the ways we work with accountants to deliver funding here.

More choice

A wide range of lending products and a growing panel of 40+ lenders.

FIVE STAR SERVICE

Friendly, knowledgeable funding specialists, with your interests at heart.

SIMPLE AND EASY

See options in seconds and get a loan in days with one application form.

THE RIGHT FUNDING FOR YOU

A range of products to suit every business

Whatever you need cash for, we’ll have the right funding product for you.

We’ve summarised the different product types below or read our in-depth guide on the different types of business finance here.

Scales with your revenue

Turn your invoices or card sales into cash

Best for:
Cashflow shortfalls and purchasing stock

Invoice finance
Don’t wait to get paid, borrow money against invoices you have outstanding, for a fee

Business cash advance
Borrow money against future card transactions and pay it back when you make sales, plus a fee

A line you can draw from

Credit when you need it

Best for:
Cashflow, purchasing stock, hiring staff

Business credit card
Like a personal credit card, you’ll pay interest if the card isn’t cleared each month

Revolving credit
Like an overdraft, get funds as and when you need them and only pay for what you use

A fixed amount you repay

A lump injection of cash

Best for:
Growth and expansion, buying assets

Business loan
Like a personal loan, you’ll get a lump sum that needs to be paid back over a fixed period, plus interest

Asset finance
Raise money against your existing assets, make regular payments plus interest

Some of our lenders

Our partners

Funding

Frequently Asked Questions

HOW EXACTLY DO YOU CREATE MY OFFERS?

We use public information from Companies House and match that with our lending partners criteria and their underwriting to compile personalised, prequalified lending offers for you.

Once offers are accepted, they will be subject to further checks and full underwriting and satisfactory searches.

WHO IS our FUNDING FOR?

Any business within the UK with some trading history to show affordability. We are also working with accountants to offer funding to their clients.

HOW DO I APPLY FOR FUNDING?

Get in touch with our funding specialists directly by emailing us at [email protected] or calling us on 02035108130.

HOW QUICKLY CAN FUNDS BE IN MY ACCOUNT?

From proposal (once we have your full financial information), an underwriting review could take up to 48 hours. Once paperwork is completed and signed and final checks are complete, funds can then be released within 24 hours. In total, funds could be in your account within as little as five working days.

CAN I HAVE MORE THAN ONE FUNDING PRODUCT?

In short, yes. But you will need to bear in mind that the more products you have, the more monthly outgoings you will also have – so a lender will want to ensure that it is affordable to add more debt.

Our funding specialists can talk through what options may be available to you.

ARE YOU FCA REGULATED?

We are authorised and regulated by the Financial Conduct Authority as a Credit Broker under the firm reference number 844093.

ARE THERE ANY FEES?

Fluidly doesn’t charge the customer any fees to create funding offers. However, once you draw down funds, some lenders do charge a fee, for which we’ll receive a remuneration.

WILL SEARCHING FOR OFFERS AFFECT MY CREDIT SCORE?

Right now, the information we have to create your offers won’t affect your credit score as no credit search has been carried out and won’t be without your permission.

Once we get to an underwriter for review, they will need to carry out a soft search (which won’t impact on your credit score) although some lenders do run hard searches – which would potentially impact your credit rating.

DO YOU WORK WITH ACCOUNTANTS TO OFFER FUNDING TO SMALL BUSINESSES?

Yes, to find out more details please email [email protected].

ARE YOU WORKING WITH CBILS LENDERS?

CBILS is no longer accepting applications but we will be working with lenders who can offer the new Recovery Loan. More details on this will follow once it’s up and running.