We use public information from Companies House and match that with our lending partners criteria and their underwriting to compile personalised, prequalified lending offers for you.

Once offers are accepted, they will be subject to further checks and full underwriting and satisfactory searches.

Any business within the UK with some trading history to show affordability. We are also working with accountants to offer funding to their clients.

Simply enter your company details here, and we’ll compile a range of personalised offers for you. One of our dedicated funding specialists will then give you a call, or you can call us directly to discuss making an application on 020 3510 8130.

From proposal (once we have your full financial information), an underwriting review could take up to 48 hours. Once paperwork is completed and signed and final checks are complete, funds can then be released within 24 hours. In total, funds could be in your account within as little as five working days.

In short, yes. But you will need to bear in mind that the more products you have, the more monthly outgoings you will also have – so a lender will want to ensure that it is affordable to add more debt.

Our funding specialists can talk through what options may be available to you.

We are authorised and regulated by the Financial Conduct Authority as a Credit Broker under the firm reference number 844093.

Fluidly doesn’t charge the customer any fees to create funding offers. However, once you draw down funds, some lenders do charge a fee, for which we’ll receive a remuneration.

Right now, the information we have to create your offers won’t affect your credit score as no credit search has been carried out and won’t be without your permission.

Once we get to an underwriter for review, they will need to carry out a soft search (which won’t impact on your credit score) although some lenders do run hard searches – which would potentially impact your credit rating.

Yes, to find out more details please email info@fluidly.com.

We are working with lenders who offer the CBILS and are currently adding more CBILS options to our panel. Several of our existing lenders are also hoping to be added to the scheme in the coming weeks as it expands.